Resolutions for 2010
Folks' resolutions for the New Year are all over the web! I don't do New Year's resolutions, so I had no idea people were so serious about them. Usually, if I need to do something, I just do it right away, like:
1) Going to the gym more often. I haven't stopped going, I've just been going less in the last 6 weeks or so. And, there've been undesirable changes in skin clarity, abdominal tone, flexibility, so I'm going more frequently.
2) Tracking my check-savings account and living under budget. Since combining my checking and savings account, it's become harder to determine whether or not I'm living within my monthly budget. Last month, I took my take home pay for the month, subtracted recurring bills and my monthly savings goal, and wrote the remainder on a Post-It. That's how much I have available, monthly, for all other expenses. At the end of each day, I subtract the day's expenses (if any), write the new number on the note, and scratch out the old number. Thus far, I'm well within my budget, and will probably have a surplus at the end of the month. It's possible had a surplus every month, but I just didn't KNOW which was uncomfortable. Now I know and am relieved.
3) Not paying for clothing with salary. This is more like a game I play, rather than a resolution. I have a list of clothing I need. I try to get these items as gifts or pay for them through gift cards, bank rewards for new accounts, or profits from day-trading. In 2009, I got an evening gown, shirt, and scarf as birthday gifts. For Christmas, I received gloves, tennis shoes, and a Victoria's Secret gift card which will help replace some unmentionables. Day-trading paid for socks, hose, and part of a suit. I also just opened a Bank of America checking account, and hope to get Hunter wellys with the $100 bonus.
4) Learning French. I've meant to do this for 2 years. A few days ago, a friend gave me some software. I started right away. Instead of $370-$400 for the software, it was free.
Did you make resolutions? What were they?
1) Going to the gym more often. I haven't stopped going, I've just been going less in the last 6 weeks or so. And, there've been undesirable changes in skin clarity, abdominal tone, flexibility, so I'm going more frequently.
2) Tracking my check-savings account and living under budget. Since combining my checking and savings account, it's become harder to determine whether or not I'm living within my monthly budget. Last month, I took my take home pay for the month, subtracted recurring bills and my monthly savings goal, and wrote the remainder on a Post-It. That's how much I have available, monthly, for all other expenses. At the end of each day, I subtract the day's expenses (if any), write the new number on the note, and scratch out the old number. Thus far, I'm well within my budget, and will probably have a surplus at the end of the month. It's possible had a surplus every month, but I just didn't KNOW which was uncomfortable. Now I know and am relieved.
3) Not paying for clothing with salary. This is more like a game I play, rather than a resolution. I have a list of clothing I need. I try to get these items as gifts or pay for them through gift cards, bank rewards for new accounts, or profits from day-trading. In 2009, I got an evening gown, shirt, and scarf as birthday gifts. For Christmas, I received gloves, tennis shoes, and a Victoria's Secret gift card which will help replace some unmentionables. Day-trading paid for socks, hose, and part of a suit. I also just opened a Bank of America checking account, and hope to get Hunter wellys with the $100 bonus.
4) Learning French. I've meant to do this for 2 years. A few days ago, a friend gave me some software. I started right away. Instead of $370-$400 for the software, it was free.
Did you make resolutions? What were they?
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