A good interest rate is the easiest, legal way to get money for nothing.  For years, I had standard checking and savings accounts through Chase.  Two years ago, I made $2 in interest for the year on those accounts.

Then, after some research on BankRate, a website I LOOOVE, I switched to online checking and savings accounts.  I managed the whole switcheroo from my computer.

This year, I made $244 in interest with iGoBanking.  My checking account made $30, where, before, I made $0.  I’m with ING Direct, but iGO is coming out with a checking account, and I might switch.  

It’s the easiest $274 I ever made.